What we do

what-we-do

There are 600 Million open consumer loan accounts. Our financial and credit profiles shape how we buy, borrow and get access to services. They deeply affect the quality of our lives. No wonder 82% of adults check their credit every year.

Ten years and 54 million reports later, we've built a platform that democratizes data accessibility while securing privacy and consent. An efficient and compliant interface between businesses and consumers. Our information is precious. Let's protect it and make sharing frictionless.

Who we serve

It's up to you. You're the innovators. You have the tools to make something powerful and useful. Share insights, protect identity, offer relevant products. At the center of everything, is the relationship between you and your customer. Understand them, earn their trust, and give them something great.

what-we-do

Leadership

With decades of experience, and millions of consumers served, we're excited to create our biggest impact yet.

  • Martin Toha

    Martin Toha

    Founder & CEO

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    With 21+ years of experience starting businesses including OrderMachine, Voip.com and Array, Martin is a serial entrepreneur. He’s organically started 6 companies and achieved two successful exits, choosing now to focus his attention on Array.

    Martin Toha

    Founder & CEO

  • Paul Quintal

    Paul Quintal

    Chief Commercial Officer

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    Paul began his career at internet pioneers Softbank, Internet.com and Lycos as a key member of 2 IPOs, 2 exits via sale and 12 acquisitions. His role includes negotiating large strategic contracts, high-value deal-making, and managerial guidance.

    Paul Quintal

    Chief Commercial Officer

  • Phillip Zedalis

    Phillip Zedalis

    Chief Technology Officer

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    As a technologist and entrepreneur, Phillip is obsessed with designing scalable systems and delightful experiences for businesses and consumers. He enjoys automating systems, leading teams, and enabling developers to do their best work.

    Phillip Zedalis

    Chief Technology Officer

  • Aaron Andersen

    Aaron Andersen

    Director, Business Development

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    Aaron is a believer in transformational leadership and has been building sales and marketing engines for startups as well as F 500 sized companies for the last decade. He has started 2 businesses and has had one successful exit to date. He currently oversees business development and strategic growth and is a champion for those who hustle.

    Aaron Andersen

    Director, Business Development

Want to learn more?

Reach out, we'd love to hear from you. We're always ready to demo, share API access and discuss partnerships. Drop us a line.